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Personal Loans

Car repairs, debt consolidation, classroom setup, surgery...these funds can be used for just about anything you can think of. Rates start as low as 10.75%*!

 

There is a smarter option to payday lenders or car title loans- look no further than SMART! 

  • FAST & EASY APPROVALS! 

Our lenders strive to have same-day approvals! 

  • NO PRE-PAYMENT PENALTY

Pay off your loan earlier than the original due date without any penalties! 

  • PAYROLL DEDUCTION FROM YOUR PAYCHECK

Simply take 1/2 the payment out of each paycheck!  By the end of the month, you'll have made your payment, quick and seamless!

  • Flexible Terms

Lower your payment by stretching the term up to 66 months!

  • SKIP-A-PAY OPTIONS

Skip your payment for a month!  Great for those unexpected expenses.  Click here to request a Skip-A-Pay today!

  • e-sign capabilities 

Quickly and securely sign loan documents electronically!  No need to drive to the branch...we can authenticate your e-signature so your personal information is safe and secure.  

  • Quick Disbursements

Once your documents are signed, the money is disbursed right into your SMART account or another desired location.  

  • oPTIONAL lIFE iNSURANCE

Don't leave your loved ones with a loan balance to worry about. 

  • optional disability insurance

Added protection if you are hurt at work. 


existing members: 

Click here to apply for a loan through your online banking account!

 

not a member yet?

You can still apply for a loan!  If you would like more information, simply fill out the form below and one of our lenders will get back to you shortly!

Or, call 614-261-0650 and speak to one of our lenders directly.