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School Members And Retired Teachers



Smart Federal Credit Union is designed to meet the financial needs of ALL current and/or retired school employees in Franklin County and select surrounding counties in Ohio.  Our mission is to not only provide you with some of the lowest interest rates around, but to also deliver unbeatable friendly service to treat you like a member, not a number. 

So whether you are a first year teacher or about to retire from the educational field, SMART Federal Credit Union is the right place for you!  



Click to see our list of qualifying schools and become a member today!

Become a Member →


Save the SMART way with our high-interest earning savings accounts! 

Start Saving 


Explore our products and services that are crafted with educators like you in mind! 

Our Services →


New or used autos, credit cards, personal or student loans, we have the resources you need! 

Explore Loan Options


We’re teamed up with Harland Clarke, so ordering new checks has never been easier!

Reorder Checks →

Still need assistance? 

Check out our helpful list of FAQ's!