Refer a co-worker to SMART Federal Credit Union
and you can both receive $50! 

You’re the reason we show up each day. SMART Federal Credit Union exists to positively impact those who impact our kids. Like you! Why not share the love?  Refer co-workers to us, and you could both be rewarded!* 

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* Select services apply.

Become an Honor Roll Member. Get a $100 bonus.

With five complete referrals you’ll also receive a $100 bonus and become a SMART Honor Roll member for a full 12 months. Perks include:

  • Interest rate doubled on regular shares

  • .25% off on all new, used vehicles and unsecured loans 

  • .10% higher on CDs

  • .10% higher on Money Market 

  • $3 per cashier’s check fee waived


REFER A CO-WORKER TODAY.

You must complete the referral form before applying to become a member to get the incentive.

*New member must be age 18+ and have one of the following:
A new checking account with direct deposit, a new qualifying loan in good standing or a new credit card in good standing. $50 referral bonus will be paid out no later than 180 days after established services.