Secured | Credit Builder Loans

Whether you're a first-time borrower, trying to establish credit or improve your credit, let us help you with a secured loan!

how it's different:

Different from an unsecured personal loan, a secured credit builder loan helps to improve your score by using your own funds – as low as $300 - as collateral.  As you make timely monthly payments, you will not only soon have a paid off loan that reports favorably to the credit bureau that will most likely boost your credit score, but you will also receive your original funds back into your account once it is paid back in full!  Rates as low as 3.00% 

Enjoy perks like:


Our lenders strive to have same-day approvals!


If you get paid bi-weekly, take 1/2 the payment out of each paycheck!  By the end of the month, you'll have made your payment, quick and seamless!

  • e-sign capabilities 

Quickly and securely sign loan documents electronically!  No need to drive to the branch...we can authenticate your e-signature so your personal information is safe and secure.  

  • Quick Disbursements

Once your documents are signed, the money is disbursed right into your SMART account or another desired location.  


Don't leave your loved ones with a loan balance to worry about. 

  • optional disability insurance

Added protection if you are hurt at work. 

existing members: 

Click here to apply for a loan through your online banking account!


not a member yet?

You can still apply for a loan!  If you would like more information, simply fill out the form below and one of our lenders will get back to you shortly!

 Or, call 614-261-0650 and speak to one of our lenders directly. 

Name *
Phone *
Minimum $300.00