Study Smart. 

Students are becoming increasingly burdened with more and more debt for their college education.  

Here's some good news: SMART Federal Credit Union has teamed up with Sallie Mae to ensure you get the student loan that you are looking for.  The Smart Option Student Loan® for SMART Federal Credit Union by Sallie Mae® is for borrowers attending degree-granting institutions.

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.


  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility.

  • No origination fee and no prepayment penalty.

  • Benefits and an interest rate reduction available.

  • Rates that reward creditworthy borrowers.

  • Applying with a creditworthy co-signer may help you qualify.

    To speak with a knowledgeable representative, please call 1-855-756-5626