HELPFUL TIPS FROM YOUR CREDIT UNIONTo prevent against check forgery, alteration, or check “washing”, write and sign your checks in a gel ink pen (preferably black) so the ink will permeate the fibers of the check. Leave no blank spaces on the payee or amount lines. Make sure the written dollar amount and the numeric dollar amount match. Remember, your Credit Union offers FREE Bill Pay to minimize the number of checks you write, and you can ensure your payments arrive safely and on-time.
To prevent against identity theft, there are several things you can do including reviewing your credit reports often, reviewing your credit card and credit union statements on a frequent basis, collect your mail daily, and keep your credit reports frozen until ready to apply for new credit. You Credit Union has many ways to help keep your information safe, including text alerts, secure online banking, and instant debit card control.
Passwords are also important to keeping your information safe. Please remember to change your passwords regularly. Make your password a phrase rather than a word. Avoid birthdays, names, and anniversaries. Special characters are your friend; use them often! Try replacing letters with numbers or special characters. For example, your can replace the letter “l” with the number one, or the letter “s” with a dollar sign.
We hope you find this information helpful! Please know we always have your best interest at heart.
We work for YOU, our member/owner.
School Members And Retired Teachers
Our GOAL
Smart Federal Credit Union is designed to meet the financial needs of ALL current and/or retired school employees in Franklin County and select surrounding counties in Ohio. Our mission is to not only provide you with some of the lowest interest rates around, but to also deliver unbeatable friendly service to treat you like a member, not a number.
So whether you are a first year teacher or about to retire from the educational field, SMART Federal Credit Union is the right place for you!
